Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Retirement Redefined Around the country, attitudes about retirement are shifting. A Primer on Dividends A company's profits can be reinvested or paid out to the company’s shareholders as “dividends." Financial Strategies for Women Some may leave their future to chance but in the world of finance, the effects of the "confidence gap" can be apparent.